When to hire a truck accident attorney

  • January 31, 2025
  • Blog

It can be unsettling to experience a truck accident. You may be in pain, disoriented, and suddenly facing worries you never anticipated—like whether you need legal help. Especially if your crash resulted in injuries, it’s important to talk with a truck accident attorney as soon as possible. Reaching out sooner rather than later can protect your right to compensation and preserve critical evidence. 

If you have been involved in a crash with a large commercial truck, you may feel overwhelmed by medical bills, lost income, or uncertainty about how you will move forward. At Allen & Allen, we understand the stress you are facing and stand ready to support you. 

For more than 100 years, we have recognized and honored our responsibility to our clients, members of our firm, and our community. Our relationships are built on integrity, respect, compassion, and trust—the same values that have guided us since 1910. We commit to treating you with the same compassion and care that has defined Allen & Allen from the start. Our firm manages the process so you can focus on recovering and moving forward.

Why truck accidents differ from car accidents

A collision involving a large truck can have severe consequences. Commercial trucks are heavier and larger than the average passenger vehicle, and the physics involved often means more serious damage. This can lead to extensive medical treatment, prolonged recovery, and added financial strain. Because of these high stakes, truck accident claims come with their own unique considerations.

Commercial trucking regulations

The trucking industry follows a series of federal regulations under the Federal Motor Carrier Safety Administration (FMCSA). These rules cover how long a driver can be on the road, vehicle maintenance, drug and alcohol testing, and more. Drivers and trucking companies are expected to meet certain standards. If trucking regulations are not followed, accidents can happen. 

When you speak with an attorney, they should review the specifics of these regulations to see if a violation played a role in your accident. Sometimes, driver fatigue or failure to maintain a vehicle can be relevant. An attorney can also determine whether the trucking company kept accurate records of rest breaks and vehicle inspections.

Multiple parties may be responsible

In a typical passenger vehicle collision, there are usually two drivers and two insurance companies to consider. With a truck accident, there might be several more. A trucking company, the driver, the vehicle or parts manufacturer, and sometimes even the shipping company responsible for loading cargo might be involved. An attorney can step in to investigate who bears responsibility and ensure that any compensation claim involves the correct parties.

The severity of injuries

A large truck can weigh many times more than a car. When a collision occurs, injuries can be severe or life-altering. You may have broken bones, neck and back trauma, head injuries, or other complications that require ongoing treatment. 

Medical expenses can quickly add up, especially if you need specialized care or extensive rehabilitation. A personal injury lawyer can help you assess your damages to seek fair compensation. This includes not only your medical bills, but also lost wages, pain and suffering, and future medical needs.

The value of contacting a truck accident attorney early

Many people wonder when the right time is to speak with a lawyer. After a serious accident, you may be focused on your recovery and hesitant to add another task to your plate. However, getting legal guidance early can lift a burden from you and let you concentrate on healing.

Preserving evidence

Evidence can disappear quickly after a truck accident. Skid marks fade, vehicles are repaired, and digital data from the truck’s “black box” may be lost or overwritten. Trucking companies may have logs, maintenance records, and other documents that can show if a driver or company was following safety regulations. Over time, these records might be discarded or become harder to obtain. 

A truck accident attorney can act quickly to preserve this evidence. They can send letters to the trucking company instructing them to keep all relevant data. They might also reach out to eyewitnesses while their memories are fresh. By promptly getting in touch, you make it more likely that these critical details will still be available if you need to file a claim or lawsuit.

Statute of limitations

Virginia law places a time limit, known as the statute of limitations, on filing a personal injury claim. Generally, you have two years from the date of the crash to file a lawsuit. If you miss that window, you may lose your right to compensation entirely. In some situations, there may be exceptions that shorten or lengthen that timeframe, but these exceptions are limited. 

By reaching out to a truck accident lawyer soon after your accident, you can learn your filing deadlines and guard against losing the chance to bring a claim. Even if two years sounds like plenty of time, it can pass faster than you think. The sooner you speak to an attorney, the sooner they can start building your case.

Preventing insurance pitfalls

Trucking insurers and company representatives often move quickly to limit their own liability. They might call you with a settlement offer or seek statements that can be used against you. Hiring a lawyer early helps ensure that you do not sign away your rights or accept less than you deserve. An attorney can handle conversations with insurers for you and protect your interests at every step.

How a contingency fee arrangement helps

One of the biggest worries for people considering a lawyer is cost. Many folks think they cannot afford one. In truck accident cases, personal injury attorneys usually offer their services on a contingency fee basis. This means there are no upfront fees, and they only get paid if your case is successful. 

If they recover compensation for you—through a settlement or a court judgment—they receive a percentage of that recovery. If the case does not yield a financial recovery, you are typically not charged attorney’s fees. 

This arrangement gives anyone, regardless of financial situation, the ability to seek legal representation. It allows you to bring in a professional who can investigate your claim, file paperwork, negotiate with insurers, and manage the whole process. You can focus on your medical appointments, therapy, and getting your life back on track.

Federal and Virginia laws that apply to truck accidents

Federal Motor Carrier Safety Regulations (FMCSRs)

The federal regulations under the FMCSA cover truck drivers, vehicles, and companies that operate commercial motor vehicles. They mandate:

  • Hours of service: Drivers are limited in how many hours they can drive before taking a rest break. Driving too long without a break can lead to driver fatigue.
  • Vehicle maintenance: Trucks must be regularly maintained, with detailed records of inspections and repairs.
  • Drug and alcohol testing: Drivers must pass routine testing and can be randomly tested to ensure they are not driving under the influence.
  • Record-keeping: Companies must keep certain logs and records documenting their safety practices. 

When a violation contributes to an accident, the truck driver or the trucking company may be legally responsible. Obtaining these records can be a key step in establishing liability.

Virginia state laws

Virginia also has laws that may affect a truck accident claim. These include:

  • Insurance coverage requirements: Truck drivers and companies must meet specific coverage limits.
  • Negligence standards: Courts and insurance adjusters typically evaluate whether the driver, trucking company, or other parties were negligent.
  • Time limits for filing: As noted, the deadline for filing a personal injury lawsuit is generally two years.
  • Venue and jurisdiction: Depending on where the accident happened or where parties reside, your case may be filed in a specific Virginia court. 

Virginia’s legal landscape can be complex, especially when dealing with multiple parties. A personal injury attorney familiar with state and federal laws can guide you through the process.

The claims process: what to expect

Every truck accident claim is unique. However, there are some common stages you can anticipate once you hire an attorney:

  • Investigation: Your attorney will gather all the evidence, including police reports, medical records, and crash scene photos. They might also interview witnesses and consult with accident reconstruction specialists.
  • Evidence review: From driver logs to trucking company practices, a lawyer ensures that relevant records are preserved and evaluated.
  • Claim filing: If the insurer does not offer a fair settlement, your lawyer may file a personal injury lawsuit. This is where deadlines become critical. In Virginia, this often means acting before the two-year statute of limitations expires.
  • Negotiations: Insurance companies typically engage in settlement discussions. Your lawyer handles this on your behalf, advising when an offer is fair or when negotiations should continue.

Settlement vs. trial

The majority of personal injury cases settle out of court. A settlement can save time, legal fees, and the unpredictability of a trial. However, settlement is only worthwhile if it is fair. If an insurance company’s offer is not adequate, your lawyer might advise taking the case to trial. 

During trial, both sides present evidence and arguments, and a judge or jury decides the outcome. Trials can be more time-consuming, but in some cases, it is the best avenue for a favorable result. Your attorney will discuss each option, estimate a timeframe, and outline possible risks and benefits.

Potential damages for truck accident injury compensation

Throughout the claims process, your role is to focus on your recovery. You will likely provide documents or answer questions from time to time, but your lawyer takes on the heavy lifting. This includes calculating damages to ensure you receive the maximum compensation for your injuries and losses.

Medical care

After a truck accident, seeing a doctor and following through with medical care can protect your health. It also serves as a record of your injuries. Keep track of any treatments, prescriptions, and therapy sessions so that all your medical expenses can be properly calculated. 

If you have been to the hospital, visited specialists, or undergone surgeries, your attorney can gather these documents and use them to strengthen your claim. This can include records detailing your diagnosis, recommended treatments, and any long-term prognosis. 

Your lawyer may also talk with your healthcare providers or consult medical professionals to understand how your injuries affect your daily life. A thorough picture of your medical condition can help secure compensation that covers both current and future needs.

Lost income

A truck accident can keep you out of work and disrupt your income. Some people can return to work after a short recovery period, while others face weeks, months, or even permanent disability. A lawyer can help you calculate lost wages, including the money you would have earned if you had not been injured, vacation or sick time used, and other financial setbacks. 

Your attorney will also factor in loss of earning capacity. If you cannot return to the same job or earn the same amount, you may receive compensation for lost future earnings.

Emotional toll and non-economic damages

Physical injuries are only one part of the picture. The emotional toll of a truck accident can also run deep. You might experience anxiety about driving again, emotional distress from dealing with pain, or changes to your daily routines that leave you feeling isolated. 

These emotional and mental impacts are sometimes called non-economic damages. They recognize the intangible ways your life has changed. 

Loss of companionship may also be included in these damages. In some cases, a spouse or family member might have a claim for the effects an injury has on their relationship with you. 

An attorney can help ensure these damages are included in your claim. They might consult mental health professionals or review documentation that shows how your emotional well-being has suffered. The goal is to secure compensation that addresses all facets of your recovery.

How a lawyer can help prove liability

Establishing liability in a truck accident is not always straightforward. Insurance companies often argue that the truck driver, or possibly another party, is not fully at fault. A personal injury attorney navigates these disputes by assembling evidence to demonstrate liability. This can include:

  • Accident reconstruction: Experts can analyze the crash scene, the damage to vehicles, and even witness statements to piece together the events leading to the collision.
  • Black box data: Most commercial trucks have data recorders that track speed, brake usage, and other indicators at the time of an accident.
  • Logbooks and electronic logging devices: These records show how many hours a driver spent on the road and if they took required breaks.
  • Maintenance and inspection records: If the trucking company skipped necessary maintenance or overlooked repeated repairs, this could indicate negligence.
  • Witness interviews: People who saw the accident or its aftermath can provide valuable information about how it occurred. 

Your lawyer reviews this evidence to create a clear narrative. Insurance companies often have the resources to challenge your version of events, so having an attorney who knows how to gather and present evidence can make a difference in how your claim is resolved.

What if you are partially at fault?

Even if you think your own actions contributed to the accident, speaking to a lawyer is wise. Fault is not always obvious, and Virginia law can be complex when determining liability. The trucking company or another driver might have played a larger role. A lawyer can investigate the details and figure out how the law applies to your situation. Never assume you are barred from recovery without getting legal advice.

Contact Allen & Allen for a free consultation

We know truck accident claims can be daunting, but you do not have to go through this alone. At Allen & Allen, we stand by you with compassion, respect, and a commitment to doing what is right. Call our Virginia personal injury law firm at 866-388-1307 or contact us online to schedule a free consultation.